Changes in bank payment card tariffs

Dear customers

We would like to inform you that the Bank’s payment card tariffs have been changed.

 

Effective immediately, salary cardholders of the Bank, as well as customers of the Plus and Status packages, may make free daily cash withdrawals of up to AMD 100,000 from more than 1,500 ATMs of all banks* across the Republic of Armenia.

These tariff changes will come into effect on 13 February 2026. The full list of updates is available in the revised tariff schedule below.

 

*The change does not apply to VTB Bank ATMs.

 

Changes in payment card tariffs

Cash withdrawal fees

Daily cash withdrawal up to 100,000 AMD

Old condition

New condition

Condition

Commission fee

Condition

Commission fee

Salary cards

Via ATMs of the Bank and ACBA Bank by cards

0%

Via ATMs of the Bank by cards

0%

Via ATMs of the Bank and ACBA Bank by tokenized cards

0.5%

Via ATMs of the Bank by tokenized cards

0.5%

Via ATMs of other banks – members of ARCA system by cards

1.50%

Via ATMs of other banks – members of ARCA system by cards

0%

Debit cards issued within PLUS, STATUS packages
applicable to cards issued after August 26, 2025

Via ATMs of the Bank and ACBA Bank by cards

0%

Via ATMs of the Bank by cards

0%

Via ATMs of other banks – members of ARCA system by cards

1.50%

Via ATMs of other banks – members of ARCA system by cards

0%

Standard debit cards

Via ATMs of the Bank and ACBA Bank by cards

0%

Via ATMs of the Bank by cards

0%

Via ATMs of the Bank and ACBA Bank by tokenized cards

0.5%

Via ATMs of the Bank by tokenized cards

0.5%

Daily cash withdrawals of more than 100,000 AMD

 

Salary cards

Via ATMs of the Bank and ACBA Bank by cards

0%

Via ATMs of the Bank by cards

0%

Via ATMs of the Bank and ACBA Bank by tokenized cards

0.5%

Via ATMs of the Bank by tokenized cards

0.5%

Debit cards issued within PLUS, STATUS packages
applicable to cards issued after August 26, 2025

Via ATMs of the Bank and ACBA Bank by cards

0%

Via ATMs of the Bank by cards

0%

Standard debit cards

Via ATMs of the Bank and ACBA Bank

0.5%

Via ATMs of the Bank

0.5%

Regardless of the daily cash withdrawal limit

 

Pension cards

Via ATMs of the Bank and ACBA Bank

0%

Via ATMs of the Bank

0%

Credit cards

Via ATMs of the Bank and ACBA Bank

2%

Via ATMs of the Bank

2%