Dear customers
We would like to inform you that the Bank’s payment card tariffs have been changed.
Effective immediately, salary cardholders of the Bank, as well as customers of the Plus and Status packages, may make free daily cash withdrawals of up to AMD 100,000 from more than 1,500 ATMs of all banks* across the Republic of Armenia.
These tariff changes will come into effect on 13 February 2026. The full list of updates is available in the revised tariff schedule below.
*The change does not apply to VTB Bank ATMs.
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Changes in payment card tariffs |
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Cash withdrawal fees |
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Daily cash withdrawal up to 100,000 AMD |
Old condition |
New condition |
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Condition |
Commission fee |
Condition |
Commission fee |
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Salary cards |
Via ATMs of the Bank and ACBA Bank by cards |
0% |
Via ATMs of the Bank by cards |
0% |
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Via ATMs of the Bank and ACBA Bank by tokenized cards |
0.5% |
Via ATMs of the Bank by tokenized cards |
0.5% |
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Via ATMs of other banks – members of ARCA system by cards |
1.50% |
Via ATMs of other banks – members of ARCA system by cards |
0% |
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Debit cards issued within PLUS, STATUS packages |
Via ATMs of the Bank and ACBA Bank by cards |
0% |
Via ATMs of the Bank by cards |
0% |
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Via ATMs of other banks – members of ARCA system by cards |
1.50% |
Via ATMs of other banks – members of ARCA system by cards |
0% |
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Standard debit cards |
Via ATMs of the Bank and ACBA Bank by cards |
0% |
Via ATMs of the Bank by cards |
0% |
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Via ATMs of the Bank and ACBA Bank by tokenized cards |
0.5% |
Via ATMs of the Bank by tokenized cards |
0.5% |
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Daily cash withdrawals of more than 100,000 AMD |
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Salary cards |
Via ATMs of the Bank and ACBA Bank by cards |
0% |
Via ATMs of the Bank by cards |
0% |
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Via ATMs of the Bank and ACBA Bank by tokenized cards |
0.5% |
Via ATMs of the Bank by tokenized cards |
0.5% |
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Debit cards issued within PLUS, STATUS packages |
Via ATMs of the Bank and ACBA Bank by cards |
0% |
Via ATMs of the Bank by cards |
0% |
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Standard debit cards |
Via ATMs of the Bank and ACBA Bank |
0.5% |
Via ATMs of the Bank |
0.5% |
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Regardless of the daily cash withdrawal limit |
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Pension cards |
Via ATMs of the Bank and ACBA Bank |
0% |
Via ATMs of the Bank |
0% |
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Credit cards |
Via ATMs of the Bank and ACBA Bank |
2% |
Via ATMs of the Bank |
2% |