Dear Customer,

 

Changes have been made to Bank’s payment card tariffs, which will come into effect on 11.04.2025.

 

The description of the changes is provided below:

 

  1. The commission for cash withdrawal transactions via Apple Pay and Google Pay in the ATMs of the Bank and Acba Bank has changed:

 

Card type	Old conditions	New conditions
Debit cards	1.5% min 1500 AMD	0.5%
Pension cards	1.5% min 1500 AMD	0%
Credit cards	2% min 1500 AMD	2%

 

2. The commission fee for cash withdrawal transactions via Apple Pay and Google Pay at the ATMs of other banks in Armenia has changed, with the exception of Unibank, Inecobank, and Amio Bank:

 

Card type	Old conditions	New conditions
Debit cards	1.5% min 1500 AMD	1%
Debit salary cards	1.5% min 1500 AMD	1.5%
Pension cards	1.5% min 1500 AMD	0.5%
Credit cards	2% min 1500 AMD	2%

 

3. The fee for card-to-card transfers to banks outside of Armenia has changed:

 

Card type	Old conditions	New conditions
Debit cards	1% min 500 AMD	1.5% min 800 AMD
Debit cards (for non-residents)	2% min 500 AMD	2% min 800 AMD
Credit cards	2% min 500 AMD	2% min 800 AMD

 

The full terms of the payment card tariffs are presented here.

If you have any questions, call 012 22 22 22 or visit any branch of the Bank, or contact your personal manager.

Thank you for using Ardshinbank’s services.