We offer individuals
who have mortgage loans in other banks to transfer these loans to Ardshinbank
on more favorable terms and receive a 3% cashback from the loan balance. The
offer is valid for loans for the purchase, construction or renovation of residential
real estate. Refinancing applications can be submitted until January 9, 2026.
We offer preferential
interest rates, up to 3% lower than the borrower’s current rate with another
bank. Ardshinbank’s nominal interest rate on mortgage loans starts from 11.7%,
which is the best offer on the market. The annual percentage rate ranges from
12.5% to 14.2%.
Refinancing your mortgage with Ardshinbank not only allows you to switch to a new repayment schedule but also provides an immediate 3% cashback at the time of loan disbursement.We offer the following free services as part of this promotion:
We offer the following free services as part of this promotion:
• Free loan application review
• Free collateral documentation
• Free property valuation
• Free issuance of a unified certificate of property restrictions
• Free notarial certification of the collateral agreement
Loan applications can
be submitted at any Ardshinbank branch, both in Yerevan and in the regions of
Armenia. For more information, please visit the bank’s website or contact the 24/7
call center at 012 22 22 22.