9%
Annual interest rate*
4 000 000 AMD
Maximum amount
For Bachelors, Masters and Residency
Guaranty of the student's parent, guardian or other person
Maximum loan term: up to 10 years
Terms of student loans
| Purpose of the loan | Full or partial payment of the tuition fees of students studying in the paid system bachelor's (continuous and integrated educational program), master's and clinical resident educational programs of RA state or non-state universities with educational programs accredited by professions |
| Insurance | Guaranty of the student's parent/guardian or other person. |
| Currency | AMD |
| Annual interest rate* | 9%, of which the state will subsidize the part equivalent to 2 percentage points of the interest rate for all students, the part equivalent to 3 percentage points of the interest rate for students who showed excellent progress during the previous academic year* |
| Maximum loan term | period of study plus 6 years, but not more than 10 years |
| Minimum loan term | study period plus 6 months |
| Maximum amount of each phase of the loan | in the amount of the annual tuition fee, but not more than 800,000 AMD |
| Total amount of loans granted throughout the course of study (maximum amount) | 4 000 000 AMD |
*Until 2020 RA subsidy rate for the period between December 31: 5-9% depending on the student's progress, according to the 2020 RA government regulation. of April 23 decision N 596-L.
2021 Starting January 1, student loans will continue to be serviced at standard subsidized rates of 2% or 3%. the modified schedule in the Bank's territory.
Information about Score and Credit History
Important to know
Credit calculator
Loan amount
Annual interest rate
Term of the loan
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The calculation is approximate and may differ from the final offer.