Visa Electron
Tariffs are applicable to cards already issued. New cards are not issued.
Main conditions
| AMD | USD | EUR | CNY | |
| Card issuance (issuance)******** | free | free | free | free |
| Card service fee if the average daily balance of the account exceeds AMD 100,000 at the end of the last calendar month | free | free | free | free |
| Card service fee if the average daily account balance is less than 100,000 AMD at the end of the last calendar month***** | 400 AMD per month | 400 AMD per month | 400 AMD per month | 400 AMD per month |
| Fees for cashout transactions*** | ||||
| At the ATMs of the Bank and Akba Bank | 0% for transactions up to 100,000 AMD per day and 0.5% for transactions exceeding the daily limit of 100,000 AMD and subsequent transactions | 0% for transactions equal to 200 USD at the Bank's exchange rate on the day of accounting for the daily transaction and 0.5% for transactions exceeding the limit of 200 USD calculated on the same principle and for subsequent transactions | 0% for transactions equal to 200 EUR at the Bank's exchange rate on the day of accounting for the daily transaction and 0.5% for transactions exceeding the limit of 200 EUR calculated on the same principle and for subsequent transactions | 0% for transactions up to 1500 CNY at the Bank's exchange rate on the day of the daily transaction calculation and 0.5% for transactions exceeding the limit of 1500 CNY calculated on the same principle and for subsequent transactions |
| At the cash points of the bank******* | 1% | 1% | 1% | 1% |
| With a digital card at the ATMs of the Bank and Akba Bank | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD |
| with a card at ATMs of other banks that are members of the "Arka" system | 0% for transactions up to 100,000 AMD per day and 1.0% for transactions exceeding the daily limit of 100,000 AMD and subsequent transactions | 0% for transactions equal to 200 USD at the Bank's exchange rate on the day of accounting for the daily transaction and 1.0% for transactions exceeding the limit of 200 USD calculated on the same principle and for subsequent transactions | 0% for transactions equal to 200 EUR at the Bank's exchange rate on the day of accounting for the daily transaction and 1.0% for transactions exceeding the daily limit of 200 EUR calculated on the same principle and for subsequent transactions | 0% for transactions exceeding CNY 1,500 at the Bank's exchange rate on the day of the daily transaction calculation and 1.0% for transactions exceeding the limit of CNY 1,500 calculated on the same basis and subsequent transactions |
| With a digitized card at ATMs of other banks and all other banks that are members of the "Arka" system | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD |
| With a card at ATMs of other banks | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD | 1.5% min 1500 AMD |
| Receiving cash from the Bank's cash desks without a card (also applicable in case of card and card account closure) | According to the conditions of cash operations for individuals | According to the conditions of cash operations for individuals | According to the conditions of cash operations for individuals | According to the conditions of cash operations for individuals |
*****The payment card service fee is not charged for the first year if there is a time deposit of 1,000,000 AMD, 2,500 USD, 2,000 Euro or more invested in the Bank, or in case of acquiring bank bonds of the same amount or more, in case of issuing a Debit (accounting) card in case of submission of the documents specified in the list of necessary documents.
********* The bank does not carry out cash operations in Chinese yuan.
******* Only one payment ring is provided per card. In case of ordering a payment ring for an existing card, it is necessary to submit an application for reissuance of the card.
*** Annual simple (nominal) interest rate, annual percentage yield
