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About Ardshinbank
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Appointment

Karen Safaryan - Chairman of the Board
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Karen Safaryan has been the Chairman of the Supervisory Board of "Ardshinbank" OJSC since its foundation in 2003.

 

Karen Safaryan started his career in 1985 after graduating from university. He worked as an engineer in various industrial organizations of Armenia until 1994. Later on, he moved to Russian Federation, where he began his career of a businessman.

 

By early 2000s, Karen Safaryan already had dozens of businesses in Russia and Armenia. Apart from the banking business, during that period his interests were mainly in the industrial and development sectors. Perhaps most significant development projects were the construction of the Government Building No. 3 in Yerevan and Yerevan Municipality building.

 

After 2007, Karen Safaryan changed the scope of his business interests and started to gradually leave the Russian market. In parallel, especially after the 2008 crisis, he stopped his projects in the construction and industrial sectors, as well.

 

From 2019, Karen Safaryan's business activities have been concentrated solely in Armenia, in the financial sector. "Ardshinbank" OJSC, "Armenia Insurance"  ILLC and a number of investment funds are currently operating within the "Arins Group" holding company founded by Karen Safaryan.

 

Karen Safaryan graduated from Azerbaijan Polytechnic Institute.

 

Karen Safaryan was born on 05.01.1963 and has 3 daughters.

Aram Andreasyan - Board Member
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Aram Andreasyan joined the Board of Ardshinbank OJSC in 2009. Earlier, in the period between 1994 and 1998, he was the Deputy Chairperson and the Chairperson of the Management Board of Ardshinbank OJSC. From 2003 to 2009, Andreasyan was the Chairperson of the Management Board of Ardshininvestbank CJSC, serving as a member of the Board and the Chairperson of the Management board in 2005 and 2006. 



Prior to his career in the banking sector, Andasyan worked in Hrazdan-Mash, an industrial enterprise specializing in machine manufacturing, in the position of an economist and later also - Head of the Planning Division, Head of the Financial Division, and Deputy CEO. From 1992 to 1994, he headed an inspection division at the regional tax inspectorate in Hrazdan (currently Kotayk region), and in the period between 1998-2003, he served as an advisor to the Head of the Oversight Service at the staff of the President of Armenia (where he simultaneously served as the head of a department responsible for agencies exercising oversight of the executive authorities).


For many years, he held the position of deputy chairperson of the Board of Directors and a member of the Board of Inernational Business Center JV (joint venture).


Aram Andreasyan is a graduate of the National Institute of Economy.


Date of birth: 11.10.1955.


Married, 1 son and 2 daughters.

Alexander von Gleich - Board Member
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Alexander von Gleich joined the Board of Ardshinbank OJSC in 2023.


Simultaneously, he is a member of the Board of Directors of Global Expert Development Group LLP, and since July 2025, he has also been a member of the Supervisory Board of the National Bank of Uzbekistan.


Formerly, Alexander von Gleich held several senior positions in the financial sector, including:


Worked as Chief Financial Officer at UniCredit Bank Kazakhstan. From 1999 to 2003 served as Chief Executive Officer at ProCredit Bank Georgia. From 2003 to 2006 held the position of the Investment Director at IFC (World Bank Group) and from  2006 to 2008 as Deputy CEO at Kaspi Bank.


From 2014 to 2016, he was the CEO of Hypo Alpe Adria, Croatia. From 2014 until 2017, Alexander von Gleich was a Deputy CEO of the Russia-based insurance company Allianz and a member of the Board of Directors of Allianz Ukraine. From 2018 to 2023 was a Member of the Board of Directors and the Supervisory Board of Uzpromstroibank OJSC and from 2021 to 2022 a Member of the Board of Directors of Kazakhtelecom.


Alexander von Gleich graduated from the Faculty of Economics and Law at the University of Bonn, Germany.


Alexander von Gleich was born 16.06.1967, married, has 3 sons.

Philippe der Megreditchian - Board Member
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Philippe der Megreditchian joined the Board of Ardshinbank OJSC in 2025. He is the Chief Executive Officer of Olma Holdings SAS, a new investment vehicle for a Paris-based investment company, and served as Managing Partner and Founder of OLMA Capital Management from 2012 to September 2025, an investment management firm which manages OLMA Luxury Holdings.

 

With over 25 years of experience in private equity, mergers & acquisitions and financial advisory, Philippe der Megreditchian has held senior positions with a number of international financial institutions. Prior to founding OLMA, Philippe was Partner at Baring Vostok Capital Partners (2004–08); CEO of Eagle Venture Partners (2002–04), responsible for oversight and divestment of EBRD investments in Russia and Kazakhstan; founder and CEO of M&A advisory firm Meridian Capital Management (1997–2002); and investment analyst with Framlington Investments (1993–97) and Crédit Commercial de France (1992–93).

 

He is also actively involved in other professional endeavors, serving as the President of Domaine Chanzy SA and holding directorial positions at Caviar House & Prunier Group SA and Artemest Srl.

 

Philippe der Megreditchian holds an MBA from the Ecole des Hautes Etudes Commerciales in Paris.

 

Date of birth: 12.02.1970; married, 3 sons and 1 daughter.

Hasmik Ghahramanyan - Board Member
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Hasmik Ghahramanyan assumed the position of Member of the Board of Directors of Ardshinbank ՕJSC on June 8, 2026.


During the period from January to June 2026, she headed the Research and Strategic Analysis Centrе of the Union of Banks of Armenia.


Prior to that, she worked for more than 30 years at the Central Bank of the Republic of Armenia. She has extensive experience in the development and implementation of monetary policy, financial stability and research, sustainable finance development, corporate governance, and financial education.


From 2019 to 2025, she served as a Member of the Board of the Central Bank. From 2022 to 2023, she chaired the Board Audit Committee.

From 2017 to 2019, she served as Chief Advisor to the Governor of the Central Bank, coordinating the areas of price and financial stability, as well as relations with the National Assembly and the Government.

From 2012 to 2017, she headed the Monetary and Fiscal Policy Analysis Division.

From 1995 to 2012, she worked in the Monetary Policy Department and the Centrе for Macroeconomic and Banking Research as a macroeconomist and senior specialist.

From 1998 to 2000, she concurrently worked as an analyst in the European Union TACIS Programme.

In 1998, she also served as a consultant for the World Bank’s Enterprise Development Program.

Since 2011, she has been an Assistant Lecturer at the Department of Finance and Accounting of Yerevan State University.


From 2021 to 2025, she chaired the Interagency Committee for the Development and Implementation of the Financial Education Program in Armenia.

In 2025, she was elected a Member of the Board of the Armenian Institute of Directors.

Since 2023, she has been a member of the Women on Boards network.

Hasmik Ghahramanyan holds a PhD in Economics. She graduated from the Faculty of Economics with a specialization in International Economic Relations in 1996 and obtained her PhD degree in Economics in 2004.

In 2022, she completed the Advanced Management and Leadership Programme at the Saïd Business School of the University of Oxford. In 2023, she completed the EcoDa course (Brussels, Belgium) and obtained the European Board Member Diploma with a specialization in Corporate Governance.

She is a co-author of the textbook Banking: A Study Guide, published in 2013, and the author of numerous articles.

In 2023, by Decree of the President of the Republic of Armenia, she was awarded the Anania Shirakatsi Medal for her significant contribution to the development of the economy.


Hasmik Ghahramanyan was born on February 2, 1975. She is married and has one daughter and one son.


Alexander Picker - Board Member
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Alexander Picker has assumed the position of Member of the Board of Directors of Ardshinbank OJSC effective June 24, 2026.

Since 2024, he has served as Chairman of the Supervisory Board of Xalq Bank of Uzbekistan. Since 2021, he has also served as an Independent Director of the Board of Directors of Golomt Bank (Ulaanbaatar, Mongolia). 

From 2023 to 2026, he served as Chairman of the Management Board of Moldindconbank (Moldova), and since 2021, he has been an Independent Director of the Supervisory Board of Golomt Bank (Mongolia).

Since 1994, he has worked in the banking sector, holding senior executive positions at UniCredit Group (UniCredit Bank Russia, BPH Bank, UniCredit Bank Srbija), ATFBank (Kazakhstan), Hypo Alpe-Adria Group and Hypo Alpe-Adria-Bank International AG (Austria), Hypo Bank Italy (Italy), Komercijalna Banka a.d. Beograd (Serbia), Ipoteka Bank (Uzbekistan), Sberbank Croatia (Croatia), Moldindconbank (Moldova), Golomt Bank (Mongolia), and Xalq Bank (Uzbekistan).

In addition to his banking career, from 2020 to 2021 he served as Executive Advisor at Bitpanda, from 2019 to 2023 as a Member of the Advisory Board of Pendl & Piswanger, from 2019 to 2021 as a Senior Expert on World Bank Group projects, in 2019 as Chief Executive Officer of the Austrian startup BCB4U AG, and from 2018 to 2019 as Chief Executive Officer of Transparency International Austria.

Alexander Picker graduated from the University of Salzburg in 1987 with a Master’s degree in Law. In 1989, he received a PhD degree in Philosophy from the Paris-Lodron University of Salzburg, specializing in Slavic Studies (Russian and Polish languages).
Alexander Picker was born on November 5, 1962. He is married.
Natalia Khanzhenkova - Board Member
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Natalia Khanzhenkova has served as a Member of the Board of Directors of Ardshinbank OJSC since June 24, 2026.

From 2018 to 2026, she served as Managing Director, Banking Portfolio at the European Bank for Reconstruction and Development (EBRD). From 2017 to 2018, she was Managing Director for Central Asia at the EBRD. From 2015 to 2017, she served as Managing Director for Turkey and Central Asia, and from 2010 to 2015 as Managing Director for Russia.

In 1983, Natalia Khanzhenkova graduated from the Moscow State Institute of International Relations, specializing in International Economic Relations.

Natalia Khanzhenkova was born on April 12, 1961, and is married.