Tariffs and conditions for providing and servicing the I-Banking system
  1. Provision conditions

 

Condition

Means of communication

Internet bank

Mobile bank

Telephone bank

1.1

Condition for connection to the system

acting account at Ardshinbank

1.2

Minimum requirements for using the service

Desktop computer with Internet access

Smartphone or tablet with Internet access

Phone call to the Bank's Communication Center via the mobile number registered with the Bank

  1. Service conditions

2.1

Fee for connection to the service

free

2.3

Change of transaction limit

free

2.4

Cancellation of the service

free

2.5

Change of user’s password

free

2.6

Termination of the user

free

  1. Limits for transactions processed via Internet bank and Mobile bank services of I-Banking system

Type of transaction

Maximum limit per

1 transaction

Maximum daily limit of transactions

Maximum daily number of transactions

3.1

DEPOSITS

Opening of deposit

unlimited

100,000,000

5

3.2

Prolongation of deposit

unlimited

unlimited

unlimited

3.3

Replenishment of deposit

unlimited

100,000,000

5

3.4

Decrease of deposit amount

20,000,000

50,000,000

5

3.5

Closing of deposit

20,000,000

50,000,000

5

3.6

LOANS

Loan issuance

1,000,000

1,000,000

1

3.7

Loan repayment

5,000,000

25,000,000

10

3.8

TRANSFERS

Transfers to cards, accounts of Ardshinbank clients and accounts with other banks  

-

25,000,000

20

3.9

Transfers to cards of other banks (C2C)

According to limits specified by the tariffs of the relevant card product

3.10

CURRENCY EXCHANGE

Noncash currency purchase

5,000,000

25,000,000

10

3.11

Noncash currency sale

5,000,000

25,000,000

10

3.12

Exchange at cross rate

5,000,000

25,000,000

10

3.13

TRANSFERS TO THE BUDGET

For all types of transfers

3,000,000

10,000,000

10

3.14

OTHER TRANSACTIONS

Utility payments

3,000,000

3,000,000

20

3.15

Police administrative penalties 

500,000

5,000,000

10

3.16

Attachment of card

unlimited

unlimited

unlimited

3.17

PayX

According to the Bank’s limits of noncash transactions for cards attached to the service  

4. Limits for transactions processed via Telephone bank service of I-Banking system

Type of transaction

Maximum limit per 1 transaction

Maximum daily limit of transactions

Maximum daily number of transactions

4.1

TRANSFERS

Intrabank transfers

2,500,000

not specified

not specified

4.2

Interbank transfers with the territory of RA

1,000,000

not specified

not specified

4.3

Interbank transfers outside the territory of RA

500,000

not specified

not specified

4.4

CURRENCY EXCHANGE

Noncash currency purchase

2,500,000

not specified

not specified

4.5

Noncash currency sale

2,500,000

not specified

not specified

4.6

Exchange at cross rate

2,500,000

not specified

not specified

4.7

TRANSFERS TO THE BUDGET

For all types of transfers

500,000

not specified

not specified

4.8

OTHER TRANSACTIONS

Utility payments

500,000

not specified

not specified

4.9

Police administrative penalties 

500,000

not specified

not specified