Receive your salary at Ardshinbank and take advantage of numerous benefits

Choose the most suitable Ardshinbank payroll card for you

Ardshinbank has around 200 ATMs throughout the territory of Armenia and more than 410,000 issued cards.

  • Payroll card types: ArCa, Visa Classic, Mastercard Standard
  • Free provision and service
  • Commission-free cash withdrawals at Ardshinbank and ACBA Bank ATMs
Get a premium or ultra-premium credit card

  • 1-2% cashback on non-cash transactions
  • Interest-free loan repayments during a grace period of up to 55 days
  • Visa Concierge service
  • A range of benefits when traveling abroad
  • Free access to business lounges and Fast Track service
  • Discounts at a number of stores, restaurants, and entertainment venues
Get a salary loan or credit line on favorable terms

More than 180,000 borrowers benefit from Ardshinbank’s loan services.

Loan up to 14 times salary

Starting from

14.7%

Up to

8 000 000

Up to

120 months

Fast decision-making | Simplified paperwork | No additional commissions

Loan up to 14 times salary

Credit line up to 10 times salary

Starting from

14.5%

Up to

8 000 000

Up to

120 months

Fast decision-making | Simplified paperwork | No additional commissions

Credit line up to 10 times salary
Get a mortgage or real estate loan at a lower interest rate

Ardshinbank is the number one in Armenia in terms of mortgage lending. The entire mortgage process is carried out without visiting the bank.
Mortgage loan

Mortgage loan

  • Maximum amount: up to AMD 200 000 000
  • For acquisition from the secondary market: 0.25-0.5% lower interest rate
Real estate loan

Real estate loan

  • Maximum amount: up to AMD 150 000 000
  • For acquisition from the secondary market: 0.25-0.5% lower interest rate
Choose one of the package options and benefit from personalized services
Make transfers on more convenient terms
Invest your money or keep your valuables in safe conditions