Mortgage loans for your future home
Until April 27
Nominal Interest Rate
Starting from 11.7%
Annual Percentage Rate
Starting from 12.3%
Term
Up to 240 months
Down payment
Starting from 10%
The dream of owning a new home is already very close to becoming a reality.
We have prepared an exclusive offer for you: when you apply for a mortgage loan, you will also receive an Ardshinbank premium credit card with a pre-approved credit line of up to AMD 2 million and a 2% cashback on all cashless transactions.
How long is the offer valid?
The special mortgage offer is valid until April 27. You still have one month to find your dream apartment or house and apply for your mortgage loan at Ardshinbank.
🔷 When applying for 20–40 million AMD loan
- 1 million AMD* pre-approved credit line on Visa Platinum credit card
- 2% cashback on non-cash payments 12 months free servicing
🔷 When applying for more than 40 million AMD loan
- 2 million AMD* pre-approved credit line on Mastercard World Black Edition credit card
- 2% cashback on non-cash payments 12 months free servicing
A 50-day interest-free period is provided for using the credit line funds
*The offer is valid for customers whose total unsecured loan burden at the Bank does not exceed 5 million AMD.
Loan Application Period
March 27, 2026 – April 27, 2026
Visa Platinum and Mastercard World Black Edition cards are premium-class cards and offer a range of benefits.
Enjoy 12 months of free servicing exclusively within the framework of the special mortgage offer, along with the following advantages.
Card advantages
- Free use of Lounge Key service. Take advantage of the opportunity to wait for your flight and relax in 600 VIP lounges in more than 100 countries of the world
- Take advantage of the possibility of emergency reissuance of the card abroad
- Take advantage of the opportunity to provide emergency cash without a card abroad
LoungeKey and Fast Track services
- Travel insurance
- Medical benefits during travel
- Baggage insurance
- Support department service
- Discount offers in the Republic of Armenia and abroad
- 24/7 information service abroad
- In case of card loss abroad, emergency reissuance or cardless cash up to USD 5000
- Possibility to get high interest on bank account balance, free SMS notification service
Developers cooperating with the bank
