In case of making a deposit on terms different from the mentioned terms and/or amounts, the annual interest rates and service terms of the deposits are determined by an additional written agreement.

The minimum deposit amount

Refer to the initial deposit amount.

The maximum deposit amount

1. In case of the deposit without the right of increase, according to the limits indicated in the table.

2. In case of deposit with the right of extension, further additions without monetary restrictions.

The opportunity to increase deposit amount during deposit contract period

Only in case of the type of deposit with the right of increase, moreover, if the deposit amount is increased within 30 (thirty) calendar days preceding the end of the deposit repayment period, then on the increased part, from the moment of the increase until the deposit repayment period, an annual interest rate of 0.1% is calculated, if there is no other terms and conditions defined in the contract.

Deposit early repayment

In case of early repayment / partial reduction of the deposit, the Bank recalculates the interest on the deposit amount and pays at the annual interest rate applied to the daily balance of the bank account defined by the Bank's tariffs, charging the already paid interest on the deposit, unless otherwise provided by the term deposit agreement. If the deposit amount is partially returned to the depositor, the interest on the non-refundable deposit shall continue to be accrued in the amount stipulated in the deposit agreement1.
 ¹ The condition is valid in case of early repayment of the deposit under the Deposit Agreement.

Prolongation of the deposit contract

1. In case if Depositor does not require the prolongation of the deposit contract after the expiration date, the deposit amount and accrued interests should be transferred to the Depositors bank account on which the Bank applies tariffs defined for the Bank account.
2. The prolongation of the deposit contract is done according to the Bank deposit terms at the date of prolongation upon the written consent of the depositor. 

Interest

1. Taxes provided by law are withheld from accrued interest.
2. The accrued interest is considered to be cash deposited and the relevant tariff set by the Bank applies to them.

Advantage

If the deposit agreement stipulates that the deposited amount or its part is not subject to return before the maturity date specified in the agreement, the Bank increases the annual rate of the given deposit by 1%. For this kind of deposits, Bank can open a revolving credit line in the sum of 90% of the deposit amount until the deposit maturity date. No interest is charged on the unused part of the credit line. ¹

¹ For the deposits in the foreign currency mentioned option is applied only for deposits from 181 days and more. 
² This condition does not apply to Private Entrepreneurs

Other conditions

It is required to have a bank account for opening term deposit (the deposit amount is transferred to the deposit account from the bank account).