Forward Transactions

A foreign currency forward contract is a written agreement between ARDSHINBANK and the Customer on the purchase or sale of a foreign currency in an amount fixed in the agreement at an exchange rate specified by the Bank upon concluding the agreement. ARDSHINBANK releases the forward exchange rates, the minimum and maximum amount of the transactions being concluded, the required security (margin) and other terms on a daily basis.

The forward exchange rates set by Ardshinbank in relation to AMD as of 10:15 , 03.09.2026

USD	Purchase	Sale	Guarantee amount; from % of the transaction
15 days	361.86	368.48	10%
30 days	362.22	368.96	10%
90 days	363.59	370.81	10%
180 days	363.53	373.47	10%
270 days	365.48	376.13	10%
360 days	367.72	378.19	10%

The minimum amount per transaction is 50,000 USD or its foreign currency equivalent.

Transactions exceeding USD 500,000 and foreign currency equivalents are subject to contractual terms and conditions set by the Treasury Operations Division.

The forward exchange rates set by Ardshinbank in relation to AMD as of 10։15, 03.09.2026

EUR	Purchase	Sale	Guarantee amount; from % of the transaction
15 days	415.42	431.95	10%
30 days	416.10	433.66	10%
90 days	418.62	440.76	10%
180 days	422.36	451.72	10%
270 days	426.28	463.04	10%
360 days	430.12	474.55	10%

The minimum amount per transaction is 50,000 USD or its foreign currency equivalent.

Transactions exceeding USD 500,000 and foreign currency equivalents are subject to contractual terms and conditions set by the Treasury Operations Division.