11.5% in AMD, 8.5% in USD

Loan Amount: Up to 1 billion AMD or equivalent in foreign currency

Cashback: 5% of the loan amount, paid once at the time of loan issuance

Benefits

  • Efficient management of time and financial resources
  • Reduced monthly loan interest rates
  • Cashback or additional financing for your business
Loan Term: Up to 120 months

Loan Term: Up to 120 months

Main Conditions

🔹 Eligible applicants: Legal entities and individual entrepreneurs conducting micro, small, or medium-sized businesses in Armenia, consolidating loans from other banks at Ardshinbank or refinancing their existing Ardshinbank loan.

 

🔹 Cashback: 5% of the loan amount, paid once at the time of loan issuance.

 

🔹 Loan Amount: Minimum 20 million AMD or equivalent in foreign currency, maximum 1 billion AMD or equivalent in foreign currency.

 

🔹 Loan provided at a fixed annual interest rate: 11.5% for AMD, 8.5% for USD.

 

🔹 Loan term: Up to 120 months.

 

🔹 Loan is issued once and transferred to a bank account.

Full terms

 

Business Loan Refinancing Campaign

 

Contact phone numbers:

012 22 22 24, extension 2211

012 22 22 24, extension 2213

Business loan refinancing application

Business loan refinancing application