Dear customers,

We inform you that a change has been made to the structure of the lending terms constituting an integral part of your loan agreement. According to this change, the regulation regarding the interest accrued on the overdue portion of the loan has been moved to and defined in the section related to the main loan terms. Please note that this change does not affect the amount of interest accrued on the overdue portion of the loan. You can review the full lending terms on the Bank official website, in the section related to your loan type․