On 20 January 2015, ARDSHINBANK published its preliminary financial results for the year 2014, continuing to demonstrate a sustainable growth. By results of the year, the Bank has strengthened its position among the top three of the banking system by all key indicators. Net profit income for the year 2014 has been AMD 4,2bln. The comparative dynamics of other main financial indicators for 2014 compared to the year 2013 is as follows: Indicator As of 31/12/14 (AMD, billion) Increase/decline (AMD, billion) Growth/decline rate Assets 369.1 99.8 37.0% Loan portfolio 220.1 47.9 27.8% Customer funds 182.8 23.7 14.9% Total Capital 47.4 3.3 7.4% As a result of deepening cooperation with international financial institutions, during 2014 the Bank managed to attract additional long term resources of non-treasury origin from the following financial institutions: Partner-Financial Institution Funding volume (mln $) CITI syndicated 18.0 J.P. Morgan 75.0 BSTDB 10.0 EDB 10.0 At the end of 2014, the quantity of permanently active customers increased by 1.7% (to around 225 thousand customers).

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