Bonds

Bonds outstanding

Current issues

Ardshinbank OJSC bonds

Dilijan Finance B.V. Eurobonds Main Prospectus

Dilijan Finance B.V. Eurobonds trading prospectus (summary)

Issuance of bonds in AMD on 25.12.2023.

Public offering of Ardshinbank CJSC dram bonds

2023 of the President of the Central Bank of RA According to the decision No. 1/631A of December 13, the program prospectus of nominal coupon bonds of "Ardshinbank" CJSC was registered.

The regular allocation of nominal coupon bonds of "Ardshinbank" CJSC will be carried out between December 25, 2023 and January 25, 2024 at 16:30.

In order to purchase bonds, investors must complete and properly deliver or submit Bond purchase application/applications to "Ardshinbank" CJSC in the prescribed manner.

After completing the application for the purchase of bonds and properly delivering it to "Ardshinbank" CJSC, but no later than 4:30 p.m. on the day of the purchase of bonds, legal and/or natural persons who wish to purchase bonds must make a payment to "Ardshinbank" CJSC - whose respective accounts opened, and non-account holders, legal entities and/or natural persons, to the transit account number 2470062828310000 opened at "Ardshinbank" CJSC for the purpose of issuing, in order to acquire the number of bonds specified in the application for the purchase of bonds.

The electronic version of the program prospectus and the final conditions of the Issue can be downloaded from the following link, and the paper versions can be downloaded by visiting the head office of "Ardshinbank" CJSC at Grigor Lusavorich 13, 13/1.

Essential Terms of Bonds

Class Nominal coupon

NOMINAL VALUE 100,000 AMD

TOTAL VOLUME 2,200,000,000 AMD

COUNT 22,000 pcs

TURNOVER PERIOD 27 months

RELEASE DATE: 25/12/2023

MATURITY DATE 25/03/2026

COUPON INTEREST RATE 9.50%

COUPON PAYMENT PERIODICITY 1 month intervals

THE DISTRIBUTOR "Ardshinbank" CJSC

Issuance of bonds in AMD on 25.12.2023.

Public offering of Ardshinbank CJSC dram bonds

2023 of the President of the Central Bank of RA According to the decision No. 1/631A of December 13, the program prospectus of nominal coupon bonds of "Ardshinbank" CJSC was registered.

The regular allocation of nominal coupon bonds of "Ardshinbank" CJSC will be carried out between December 25, 2023 and January 25, 2024 at 16:30.

In order to purchase bonds, investors must complete and properly deliver or submit Bond purchase application/applications to "Ardshinbank" CJSC in the prescribed manner.

Essential Terms of Bonds

Class Nominal coupon

NOMINAL VALUE 100,000 AMD

TOTAL VOLUME 2,200,000,000 AMD

COUNT 22,000 pcs

TURNOVER PERIOD 27 months

RELEASE DATE: 25/12/2023

MATURITY DATE 25/03/2026

COUPON INTEREST RATE 9.50%

COUPON PAYMENT PERIODICITY 1 month intervals

THE DISTRIBUTOR "Ardshinbank" CJSC

Issuance of bonds in US dollars on 12.01.2022.

Public offering of dollar bonds of Ardshinbank CJSC

2021 of the Chairman of the RA Central Bank According to the decision No. 1/410A of July 30, the program prospectus of nominal coupon bonds of "Ardshinbank" CJSC was registered.

The regular allocation of nominal coupon bonds of "Ardshinbank" CJSC will be carried out from January 12, 2022 to March 18, 2022 at 16:30.

In order to purchase bonds, investors must complete and properly deliver or submit Bond purchase application/applications to "Ardshinbank" CJSC in the prescribed manner.

After completing the application for the purchase of bonds and properly delivering it to "Ardshinbank" CJSC, but no later than 4:30 p.m. on the day of the purchase of bonds, legal and/or natural persons who wish to purchase bonds must make a payment to "Ardshinbank" CJSC - whose respective accounts opened, and non-account holders, legal entities and/or natural persons, to the transit account number 2470062828560000 opened at "Ardshinbank" CJSC for the purpose of issuing, in order to acquire the number of bonds specified in the application for the purchase of bonds.

The electronic version of the Program Prospectus and the Final Terms of the Issue can be downloaded from the following links:

Final Terms of Release

Program prospectus

Completion of the program prospectus

and paper versions by visiting "Ardshinbank" CJSC head office at Grigor Lusavorich 13, 13/1 address.

Essential Terms of Bonds

Class Nominal coupon

NOMINAL VALUE 100 USD

TOTAL VOLUME 10,000,000 USD

COUNT 100,000 pcs

TURNOVER PERIOD 30 months

RELEASE DATE: 12/01/2022

MATURITY DATE 12/07/2024

COUPON INTEREST RATE 4.00%

COUPON PAYMENT PERIODICITY Every 3 months

THE DISTRIBUTOR "Ardshinbank" CJSC

Eurasian Development Bank bonds

Public offering of Eurasian Development Bank dollar bonds

The Eurasian Development Bank issues bonds, the underwriter of which is "Ardshinbank" CJSC.

Allotment of nominal coupon bonds of the Eurasian Development Bank will be carried out between August 15, 2023, and September 15, 2023, at 16:30.

In order to purchase bonds, investors must complete and properly deliver or submit Bond purchase application/applications to "Ardshinbank" CJSC in the prescribed manner.

After completing the application for the purchase of bonds and properly delivering it to "Ardshinbank" CJSC, but no later than 4:30 p.m. on the day of the purchase of bonds, legal and/or natural persons who wish to purchase bonds must make a payment to "Ardshinbank" CJSC - whose respective accounts opened, and non-account holders, legal entities and/or natural persons, to the transit account number 2470058048090520 opened at "Ardshinbank" CJSC for the purpose of issuance (specifying EURASIAN DEVELOPMENT BANK as the recipient) in order to acquire the number of bonds specified in the application for the purchase of bonds.

The document available to investors, which contains complete information on the bonds to be issued, can be obtained from the website of "Ardshinbank" CJSC at www.ardshinbank.am, and the paper versions by visiting the head office of "Ardshinbank" CJSC at Grigor Lusavorich 13, 13/1 :

Notice to Investors

Price per bond during the placement period

Bond purchase application form for legal entities

Bond purchase application form for individuals

Essential Terms of Bonds

Class Nominal coupon

NOMINAL VALUE 1,000 USD

TOTAL VOLUME 30,000,000 USD

COUNT 30,000 pieces

TURNOVER PERIOD 36 months

RELEASE DATE: 15/08/2023

MATURITY DATE 15/08/2026

COUPON INTEREST RATE 6.00%

COUPON PAYMENT PERIODICITY every 6 months

THE DISTRIBUTOR "Ardshinbank" CJSC

Important to know

◾The Bank may request additional documents or other information from the consumer based on the “Know Your Customer” principle for the purpose of conducting due diligence on the customer as defined by the RA Law “On Combating Money Laundering and Financing of Terrorism”, as well as ask the consumer additional questions during oral communication (if such a request exists).

◾In accordance with the agreement signed with the United States based on the Foreign Account Tax Compliance Act (FATCA), the Bank may collect additional information to determine your US taxpayer status.

◾You have the right to communicate with Ardshinbank OJSC in your preferred way: by mail or electronically. Receiving information electronically is the most convenient. It is available 24/7, is free from the risks of losing paper information, and ensures confidentiality.

◾ATTENTION: “Your Financial Directory” www.fininfo.am is an electronic system that facilitates the search, comparison of services offered to individuals and the selection of the most effective option for you.