Reference Rate (RR) Definition Table
| AMD | USD | EUR | |
| Active (from 03.02.2026) | 8․0% | 4․5% | 2․0% |
| 01.08.2025-02.02.2026 | 8.5% | 4.0% | 2․0% |
| 01.02.2025-01.08.2025 | 9.0% | 4.0% | 2․0% |
| 01.02.2024-31.07.2024 | 9.5% | 4.0% | 2.5% |
| 01.08.2023-31.01.2024 | 9.5% | 4.0% | - |
| 01.02.2023 – 31.07.2023 | 9.5% | 4.0% | - |
| 08.08.2022 - 31.01.2023 | 9.5% | 4.0% | - |
| 01.02.2022- 07.08.2022 | 8.5% | 4.0% | - |
| 03.08.2021 - 31.01.2022 | 7.0% | 4.5% | - |
| 01.02.2021 - 02.08.2021 | 6.0% | 4.0% | - |
| 03.08.2020 - 01.02.2021 | 6.0% | 4.5% | - |
| 29.04.2020- 03.08.2020 | 6.13% | 4.5% | - |
