Non-Residency Criteria as Part of
the Lending Terms Herein
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The individual (the Borrower and the Co-Borrower) is not a
resident in the Republic of Armenia whenever s/he meets any of the terms
below:
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only a foreign citizen who has not submitted residence card in the Republic of Armenia
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an Armenian citizen who, however:
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1) resides in a
foreign country for 183 days and over, or
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2) has his/her
main source of income in another country
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a dual citizen (a citizen of Armenia and a foreign country) who,
however:
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1) resides in a
foreign country for 183 days and over, or
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2) has his/her
main source of income in another country
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Documents supporting Borrower's non-resident status*:
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Income statement
issued by a tax or any other competent authority of the given state as a
supporting document covering at least the past 6 months' records
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Bank account statement
reflecting the credited funds proceeding from the main activity in the given
country at least in the past 6 months
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Reference from work
(if necessary upon the Bank's further
request)
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Reference provided by a
competent authority of the given state on registration or de facto residence
in another country
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Other necessary
documents: upon the Bank's further request
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Other document:
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In the event of not being
married, a declaration on the single status authenticated by a notary or a
consular office of the given state.
If the Borrower is a citizen of another country and is in the Republic of
Armenia, the declaration shall be authenticated by the given foreign
country's consular office in the Republic of Armenia.
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*Attention!
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Documents issued by the
competent authorities of a foreign state (identity document, marriage
certificate, power of attorney, declaration) shall be authenticated by a
notary (corresponding authority) and confirmed by an apostille, or
authenticated by consular offices of the Republic of Armenia abroad, with no
apostille being required by consular offices in the CIS countries and in
Georgia.
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Documents issued
in a foreign language, including in English and Russian, shall be translated
into Armenian and authenticated by a notary.
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